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201 South Mountain Ave.
Ashland, OR 97520
Phone: (541) 482-8771
Fax: (541) 482-2172
Contact: Rebecca Sullivan, Office Manager
Email: 
Quick Facts about Financial Aid

Quick Facts about Financial Aid

 

Financial Aid is available for students attending a variety of schools including: Community College,

Universities, Art Institutes, Cosmetology Schools, Career College, etc.

 

4 Types of Financial Aid

  1. Grants ----Free money from the government
  2. Scholarships ----Free money from private organizations
  3. Loans --- Money you borrow
    1. Government Student Loans (Stafford, Perkins, etc.) “good debt” Very Low interest rate, no payments due until 6 months faster you leave college.  It’s easy to skip payments if you are unemployed, sick, etc.
    2. Private Student Loans (from banks) --- “not-so-good debt” High interest rates banks are aggressive if you can’t make a payment.
  4. Work Study—Financial aid you work for (student jobs on-campus). They’re great jobs for students because they’re so flexible (you work for a few hours between classes, you can take time off easily if you need to stuffy for a test, etc.)

 

 

FAFSA—The FAFSA application (Free Application for Federal Student Aid) is the only way to apply for grants, government loans (the “good” loans), and work-study money.  Apply in January!

 

 

Grants ---- Most students from low-income families get up to $5,600 per year in grants to attend Oregon community colleges.  You can receive even more if you go to a 4-year public university.

1.        Pell Grant --- up to $4,050 / year

2.       Federal Supplemental Opportunity Grant – amount varies, depending on the college.

3.       Oregon Opportunity Grant -- $1,323 / year to attend community college, more for 4-year Schools.

 

 

Important Note: Beware!!! If you qualify for grants and you work during your senior year, or while you’re in college, then you could be wasting your time.  IF you earn more that $7,000 per year at your job, then every dollar you earn above the 7,000 is $1 less that you will receive in grant money.  For example, if you were going to receive $4,000 in grants, if you work at lot at earn $10,000 at your job, then your grant award will be $3,000 less, because you earned $3,000 more than the $7,000 limit. SO you just worked about 400 hours extra for nothing!  ($3,000 divided by minimum wage, after taxes).  You could have stayed home and gotten the $3,000 in grants instead of having to work for it.  The bottom line is that if you warn more than $7,000 per year, then the government expects you to use the rest to pay for college.

 

 

 

FAFSA PIN – Before you can apply for financial aid online, you need to register for a Personal Identification Number (PIN) for you and your parents.  This serves as your electronic signature when you fill out the FAFSA online. 

 

SENIORS: If you plan to start college in the fall of 2007, you and your parents need to submit a FAFSA between January 1 and March 1, 2007 for the optimum reward. 

 

FAFSA on the Web -- The paper FAFSA is being eliminated pretty much only way to fill out a FAFSA any more.  You can pick up a paper worksheet in the counseling office to be prepared to fill the FAFSA out online.

 

Western Undergraduate Exchange Program: Interested in 2-year or 4-year public schools in the western states? Check out the WUE program you could attend college for a reduced tuition level: 150 percent of the institutions regular resident tuition.  WUE tuition is considerably less than nonresident tuition. 

 

FinAid Page – Has everything you need to know about financial aid.  Includes Fastweb free scholarship search and sort’s financial aid based on your preferences, including all OSAC scholarships. 

 

10 Steps to Paying for School

 

 

 

 

 




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Girls Varsity Basketball
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